Tarpley Music Rental/Purchase Plan

Tarpley Music Company has developed a great, low-risk rental/purchase plan to help you and your child get started in music. Probably the greatest worry we hear from parents is paying a lot for an instrument only to have their child not stay in band or orchestra. We believe our rental/purchase plan relieves that concern and many others.

Rental/Purchase Plan Basics

Getting Started

You will first select a new, rental return, or used instrument of your choice. If you pay through the term of your rental agreement, the title of the instrument will pass to you. You then will own the instrument.

Terms

Rental/Purchase plan terms vary depending on the price of the instrument, but generally run 24 to 33 months. Payments are consistent throughout the term. There is NO INTEREST on our contracts and no hidden fees. Our contract details your complete payment schedule - how much you are paying for the instrument, taxes, and what the total will be if paid to completion.

If your child drops out of band or orchestra during the rental term, you can return the instrument to us and end any further obligation. With our plan, you are only responsible for the months you actually had the instrument.

Exchanges

What if your child starts with a clarinet but after a few weeks decides she wants a flute? No problem. During the first 15 months of the rental period you can exchange the instrument you have for another band or orchestra instrument of equal or greater value. The rental/purchase plan keeps rolling - you do not lose any of the principal you have paid, and there is no fee for the exchange. However, the monthly payment amount may change, depending upon the price of the new instrument.

Trade Ups

What if your child is excelling in music and you want to get him a higher-quality instrument? No problem. You can "trade up" your rental/purchase instrument for a higher quality instrument. You simply return your rental instrument to us and trade for a higher quality band or orchestra instrument.

Early Payment

At any point during the rental you can pay off your account early without penalty. There is a discount for that early payment.

Service and Maintenance Policy

Tarpley Music offers an optional service and maintenance policy during your rental/purchase period. It is a small fee, paid each month, that will cover all service and maintenance (or replacement if needed) which has been necessitated by normal use of the instrument. It also covers loss due to theft and fire. It does not cover negligence or damage to or replacement of accessory items. (See one of our stores for more details.)

You can also buy a service and maintenance policy in 3, 6, or 12 month blocks if you purchase an instrument for cash or after you pay off your rental instrument. It is the same policy, except loss due to theft and fire is not covered.

Automatic Draft

Our system will set up automatic billing to your credit card (Visa, MC, Discover, AMEX) or your checking account. No writing checks and mailing payments.

Tarpley Music Straight Rental Plan

Also available from Tarpley Music (Amarillo location only) is a straight rental plan. This plan allows six (6) months of payments to apply toward purchase and normally provides a lower monthly rental cost than the rental/purchase plan. This plan is especially beneficial for fractional-size string instruments that a child will outgrow and then need to exchange for a larger size. Ask an associate at our Amarillo store for more details.